About Us
Powering Your Independence
We are your financing partner specializing in tailored credit solutions for Registered Investment Advisors (RIAs) in the wealth and investment management industry. Our approach provides RIAs with essential capital for growth, succession, or personal liquidity for owners as part of a comprehensive capital strategy. With over 20 years of experience working with both privately owned and private equity-backed firms, our team understands the diverse goals of all stakeholders and tailors financing strategies to align with each firm’s vision. Guided by a commitment to long-term success, we equip clients with the capital and resources to realize their visions and sustain their independence.
FAQs
Commonly Asked Questions
From initial assessment to ongoing support, we provide a clear and structured path to success.
Borrowing is ideal for retaining ownership and quickly accessing liquidity without sacrificing future equity value; it’s typically faster and simpler than selling equity, avoiding complex valuations and lengthy processes. However, selling equity may be preferable for substantial, long-term capital needs or forming strategic partnerships that drive growth.
Our tailored credit solutions offer a tax-efficient way to access liquidity, as loan proceeds are generally not considered taxable income. Unlike equity sales or distributions that may incur capital gains taxes, this approach allows you to manage both personal and firm liquidity without immediate tax consequences.
Missing a payment may result in penalties such as late fees or increased interest rates, and in severe cases, loss of collateral. However, we work with borrowers to offer payment restructuring options where possible.
Funds may be used at the borrowers full discretion including: acquisitions, distributions, technology investment, retirement and transitions, or office expansions (subject to debt levels).